Primary data only. Houston publishes no roofing permit file with a job value; the city open data portal was searched . TDI file pulled .
Where a city publishes re-roof permits with a declared value, this site can print what those permits declare. Houston is not one of those cities, and the portal search below is the record of that.
The Texas Windstorm Insurance Association says replacing a roof or a significant portion of one needs a certificate of compliance. Its first-tier list covers Brazoria, Chambers and Galveston counties plus Harris County east of Highway 146. A quote should say which rules it was written to.
What Do The Public Files Hold?
City of Houston Open Data Portal
We searched https://data.houstontx.gov/ on for roof, reroof, building permit, permits issued and valuation. The portal returns no per-permit roofing dataset, so there is no declared value to read and nothing that records roofing material.
For the 8 Houston counties, the Texas Department of Insurance publishes homeowners paid losses by county and loss type, and it does not break them out by roofing material, so TDI cannot price Houston metal roofs either. The Houston roof replacement cost page prints the permit figures that can be computed for no permit file and the TDI series for 8 counties, each with its source URL, pull date and row count; the metal roof question has no price in either.
What Do Houston Re-Roof Permits Show?
Houston gives this site no per-permit roofing file, so there is no permit count and no declared value to print for the Houston metal roof question. A metal roof would be one more unrecorded line inside a permit this site cannot read. The TDI file below is the only dollar series for Houston, covering 8 counties, and it counts insurer payments, not jobs.
What Did Houston Insurers Pay Per Policy Around Metal Roof Jobs?
For this Houston metal roof page, the TDI file lists Harris, Fort Bend, Montgomery, Brazoria, Galveston, Liberty, Waller and Chambers, 8 counties in all. For 2025 in Houston, the table shows paid losses labeled Wind, the file's Loss per policy for Wind and for Total Paid Loss, and Wind as a share of total paid. For the metal roof question in Houston, these are insurer payments on homeowners claims, read from https://tdi.texas.gov/general/documents/home-owners-losses-by-county-25.csv pulled October 13, 2026. They do not price a metal roof anywhere in Houston.
| County | Wind paid | Wind per policy | Total per policy | Wind share of total paid |
|---|---|---|---|---|
| Harris | $380,003,155 | $490 | $930 | 52.7% |
| Fort Bend | $93,336,871 | $496 | $899 | 55.2% |
| Montgomery | $117,034,701 | $682 | $1,133 | 60.2% |
| Brazoria | $21,775,692 | $227 | $623 | 36.4% |
| Galveston | $9,261,438 | $104 | $554 | 18.7% |
| Liberty | $3,828,931 | $233 | $718 | 32.4% |
| Waller | $2,737,357 | $265 | $536 | 49.4% |
| Chambers | $1,441,221 | $118 | $455 | 25.8% |
In 2025, Montgomery County has the highest Wind loss per policy among the 8 Houston counties the file lists for 2025, at $682, and Galveston County the lowest, at $104. Added across the Houston counties on the metal roof page, Wind paid was $629,419,366 on 1,359,355 policies in 2025, which is $463 per policy, against $1,107 in 2024. For this Houston metal roof page, across 2019 to 2025 in the Houston counties, the highest year was 2024 at $1,107 per policy and the lowest year was 2022 at $302.
TDI's file leaves out wind or hail losses paid by the Texas Windstorm Insurance Association, and Brazoria, Chambers and Galveston counties are TWIA counties, so their Wind figures in the Houston metal roof table are understated.
Worked Example: A Metal Roof Quote Against Harris County Numbers
Harris County has the most policies in force of the Houston counties, 774,943 in 2025. TDI lists $380,003,155 of Wind paid losses there. $380,003,155 divided by 774,943 is $490 per policy, which is the $490 the file prints in its Loss per policy column. That $490 averages every policy in Harris County, and most homeowners there filed no wind claim in 2025, so it says nothing about what one metal panel system costs.
No second check is possible here. With no permit file to count, the TDI series is the only arithmetic this site can show for Houston.
What Moves A Metal Roof Quote?
The Houston files above cannot rank these metal roof cost drivers, so they are listed as questions for each Houston bidder. The Houston metal roof lines come from this site's guide to reading a roofing estimate and its metal roof versus shingles in hail guide, each of which lists its own sources.
- The panel system on a Houston job: standing seam and exposed-fastener panels are separate products, and the quote should name which one.
- The gauge, profile and finish warranty written on the Houston quote, not described in a phone call.
- The impact rating the panel is listed for, which the hail guide explains and which matters in Houston because Wind paid $463 per policy across its counties in 2025.
- Whether the old Houston roof comes off, how many layers, and whether disposal sits inside that line or is billed apart.
- Underlayment, flashing, drip edge and ventilation on the Houston roof, each as its own line.
- Decking repair priced per sheet, and who pulls the Houston permit and shows the fee.
Sources for this Houston metal roof page: Texas Department of Insurance homeowners losses by county, pulled October 13, 2026. Pull dates are UTC. For this Houston metal roof page, figures are final as published by each source; the permit counts are partial.
Hail In The Counties Around Houston
A metal roof is chosen against hail, so this block prints the hail record the regional file holds rather than a claim about any panel. NOAA's Storm Events Database lists 387 hail reports in the 8 counties this site reads around Houston, beginning in 2010 and running to June 2, 2026. A report is one spotter or observer entry, and each county keeps its own list of hail days.
Reports and hail days by county
| County | Reports | Days | Largest stone (in) |
|---|---|---|---|
| Harris | 195 | 70 | 2.75 |
| Fort Bend | 44 | 21 | 2.75 |
| Montgomery | 44 | 28 | 3 |
| Brazoria | 44 | 22 | 2.75 |
| Galveston | 27 | 17 | 4.5 |
| Liberty | 22 | 18 | 4 |
| Waller | 8 | 6 | 2 |
| Chambers | 3 | 3 | 2 |
Source: NOAA National Centers for Environmental Information, Storm Events Database. Built October 9, 2026, records through June 2, 2026. Preliminary: Yes for 2026, which NCEI keeps preliminary until the year is finalized; the earlier years in this table are final.
The five Harris County days with the largest stones
The same file, Harris County entries only, ordered by the largest stone reported in the county on one day. The report count beside a date is the number of Harris County entries filed, not the number of roofs damaged. The largest stone column in the county table above covers all eight counties, so its top figure can come from a day outside this list.
- April 19, 2015: 8 reports, largest stone 2.75 inches, at 7 named locations.
- May 9, 2019: 12 reports, largest stone 2.5 inches, at 8 named locations.
- June 6, 2013: 4 reports, largest stone 2.5 inches, at 4 named locations.
- January 8, 2016: 4 reports, largest stone 2.5 inches, at 2 named locations.
- June 23, 2023: 13 reports, largest stone 2 inches, at 7 named locations.
Source: NOAA National Centers for Environmental Information, Storm Events Database, the file behind the county table above. Built October 9, 2026, records through June 2, 2026. Preliminary: No, every date in this list falls in a year NCEI has finalized.
The year by year counts, the wind and tornado records and the storm pages sit on the Houston hail and wind history page.
Questions About Houston Metal Roof Cost
- What does a metal roof cost in Houston?
- This page prints no metal roof price. The City of Houston open data portal has no per-permit roofing dataset, so there is no declared value to read and no field that records roofing material. Ask each Houston bidder to name the system, standing seam or exposed-fastener, and the number of squares the quote covers.
- Does the City of Houston publish a re-roof permit fee?
- The Houston Permitting Center fee calculator opened on October 19, 2026 and states no flat residential re-roof fee, so none is printed here. The city fee page returned a 404 on the same date. A Houston bidder should put the permit cost on the quote rather than leave it to the total.
- Does any Houston open-data dataset record roofing material per permit?
- No. A search of the City of Houston open data portal on October 13, 2026 for roof, reroof, building permit, permits issued and valuation returned one residential building permit dataset, counted by month and year rather than by permit, and no dataset with a roofing material field; the other results were vehicle permits and a property tax file. No Houston metal roof can be counted from the portal.
- What share of Houston-area homeowners losses did TDI label Wind in 2025?
- In Harris County, TDI lists $380,003,155 of Wind paid losses against $720,806,440 of Total Paid Loss for 2025, so Wind makes up 52.7% of the total (Texas Department of Insurance homeowners losses by county, pulled October 13, 2026). That county holds 774,943 policies in force, the most of the 8 Houston-area counties. The file does not break losses down by roofing material, so a metal roof price cannot be read from it.
Houston ranked roofing companies · Methodology · Cost by metro, compared
How Houston Compares With The Other Texas Metros
On this metal roof cost page, Houston is placed against the other Texas metros on two public figures. Houston has no usable declared permit valuation, so it takes no rank on that column. Insurers paid $490 in Wind losses per policy in Harris County in 2025, the lowest of 4 among the 4 metros.
| Metro | Permit valuation median | Rank | Wind loss per policy, 2025 | Rank |
|---|---|---|---|---|
| San Antonio | Not sourced | Not ranked | $594 | 3 of 4 |
| Dallas-Fort Worth | $12,198 | 2 of 2 | $885 | 2 of 4 |
| Houston (this page) | Not sourced | Not ranked | $490 | 4 of 4 |
| Austin | $23,150 | 1 of 2 | $897 | 1 of 4 |
Source for the Houston permit column on this metal roof cost page: no city file for Houston holds a usable valuation, so the column says Not sourced. Source for the Houston Wind column on this metal roof cost page: Texas Department of Insurance homeowners losses by county, Harris County, 2025, file read October 10, 2026. Neither Houston column on this metal roof cost page is preliminary, because the cities publish issued permits and the Department marks no year preliminary. In the Houston rows of this metal roof cost page, rank 1 is the highest figure, and a permit value is declared by the applicant, so it is not a price.
Cost Pages For This Metro
- Houston roof replacement cost: permit valuations and insurer paid losses.
- Houston roof tear-off cost: what the public files can and cannot say about tear-off.
- Houston roof replacement cost per square: the per-square answer, with its sources.
- Roof Replacement Cost By Metro In Texas: how Houston compares with the other Texas metros.
- Repair or replace a Houston roof: what decides between a repair and a full replacement before a Houston bid is signed.
- Spot a storm chaser roofer in Houston: the door-knock, contract and deductible tells to check before a Houston deposit.